What is a question whose answer you would count as novel, and which you yourself could answer?

AI does not have genetics and therefore no instincts that was shaped by billions of years of evolution,

so when presented with a challenge that doesn’t appear in its training data, such as whether to love your neighbor or not, it might not be able to answer because that exact scenario doesn’t appear in its training data.

humans can answer it instinctively because we have billions of years of experience behind us backing us up and providing us with a solid long-term positive decision-making capability.