Collective Shout, a small but vocal lobby group, has long called for a mandatory internet filter that would prevent access to adult content for everyone in Australia. Its director, Melinda Tankard Reist, was recently appointed to the stakeholder advisory board for the government’s age assurance technology trial before the under-16s social media ban comes into effect in Australia in December.
What are the alternatives to Visa/Mastercard?
Discover, American Express, Diner’s Club, and the one that still rules them all, Cash. There are probably others, but Visa and Mastercard are the two largest.
Discover and Diners Club merged a few years ago btw. Discover also has an alliance with JCB.
So Discover network is actually really, really big.
There are a lot of places going cashless these days. Heck some of my kids friend went to target and couldn’t buy anything because target didn’t have the staff to run anything but the self checkout, which at this place didn’t accept cash. They had to leave empty-handed.
Diners Club is Discover, and they got bought up by Capital One a couple months ago. So you’ll only really have Amex left.
What’s wrong with Capital One? I feel like Discover/Capital One / Diner’s Club network is a good thing for Discover customers.
How do I transfer my cash to online stores?
You can in Japan apparently. They have a system where you can go to convenience store and pay by scanning a code
You can also sorta use zelle, but the technical integration is not great. It’s a very manual process as it is
Ultimately, the problem is we let two companies dominate commerce itself. We just need to let the governmet do payment processing, and require compatibility
Japan also accepts bank transfer for online payments. So you don’t even need to leave your house.
Interac if you’re Canadian, and if the store accepts e-transfers. https://en.wikipedia.org/wiki/Interac
At the cost of a less stable value, you can convert your currency to BTC, store it on a physical wallet like those made by Ledger and self-host BTCPay Server to make receiving money easier (alt cryptocurrency available via integrations). As for spending, that depends entirely on the recipient cooperating and accepting BTC. There are also ‘payment gateways’ that should help, including self-hosting a verifiable debit card. I’m still looking into it.
No thanks. It’s not for me.
How is an even more niche process that involves having to go to an exchange to buy crypto then safe guard it and it being a taxable event when buying goods with it in some countries a solution?
People are wanting a mainstream alternative that the companies that they buy from use, and if the companies don’t care to use it then it doesn’t matter for the average person.
Even people actually into crypto are less interested in spending it because it exposes their balance if they aren’t using coin mixers or monero which can make them a target. Not to mention most just see it as stock they hope goes to the moon as opposed to going through the cumbersome process of buying for the purpose of spending it like a depreciating asset.